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Richard Simpao

Broker/Owner
NMLS# 397136
(877) 242-4326
San Diego Loan Company NMLS# 2577309

Live Better with a Mortgage from San Diego Loan Co

Whether your goal is to finance your first home or your last home or want to use your current housing wealth to sustain your retirement lifestyle, San Diego Loan Co has the right loan for you.

San Diego Loan Co is a full-service mortgage lender with traditional (conventional, jumbo, FHA, VA), refinance, and reverse mortgage loans. For every stage of your life, we have a mortgage to match and more importantly, we’ll guide you through the loan process every step of the way.

happy senior couple discussing their retirement goals

Purchase Loans

A purchase mortgage is what homebuyers use to finance the purchase of a new home. Whereas, a refinance mortgage is what borrowers who already own a home use to replace their current mortgage, usually with the goal of achieving a better interest rate, term, or cash-out.

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senior couple talking with their loan officer about purchasing a home using a reverse mortgage

Refinance Loans

A mortgage refinance is replacing a current mortgage with a new mortgage loan. It is usually undertaken to obtain a new mortgage with a lower monthly mortgage payment achieved by means of a lower interest, new loan term, or new loan type.

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husband and wife looking at their refinance loan closing documents

Reverse Mortgages

A reverse mortgage is a way for older Americans to convert some of their home equity to pay off their current mortgage — if they still have one — and create more cash flow to cover everyday expenses, home renovations, medical expenses, and other needs and goals.

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senior couple discussing the benefits of reverse mortgages
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